But in the process I went through two or three days when I believed the one company was fraudulent. And of course they controlled my computer during the sessions. So I started changing some passwords. When I did this with my Schwab account they sent me a "token" which spits out a 6-digit random (?) number to type in when you try to log into your Schwab account -- which you type in right after your password (no space).
Actually, that additional speed bump is a good thing. Like living 6 hours away from the casino rather than next door.