Read this excellent piece to the very end. There's a very important lesson there that Nocera forgot. And we all are prone to forgetting it too.
http://www.nytimes.com/2009/08/01/business/01nocera.html?_r=1
And, if it takes you all of Sunday to do, read the comments that follow this Nocera article:
http://executivesuite.blogs.nytimes.com/2009/07/31/what-do-the-banks-owe-the-country/#respond